“Ask Me Anything,” 10 Responses To Your Questions About Injury Compensation Claims

How to Document Your Personal Injury Compensation Claims An attorney who specializes in personal injury can help injured victims win fair compensation. It is crucial to document your losses to receiving full damages. This includes keeping track of your medical treatment and out-of-pocket expenses. Economic damages include the cost of your current and future medical expenses and lost wages. Also, it covers pain and suffering as well as loss of companionship. Statute of Limitations If you've been injured due to negligence or a negligent act, you should file a lawsuit as soon as possible. Statutes of limitations are legal limitations that protect individuals from unnecessary litigation by preventing claims from being filed after the deadline has expired. The time limitations vary by state and type of claim, and are typically restricted to certain or specific exceptions. For instance, in New York, if you are seeking to bring a lawsuit for injuries sustained in an automobile accident the statute of limitations for these types of cases is three years. For other civil actions that involve negligence like medical malpractice or product liability, as well as wrongful death the statute of limitation is two years. A lawyer can assist you in determining the statute of limitation that applies to your particular case and ensure that the case is filed on time. A lawyer with experience can examine your case to determine if there are any extensions or waivers that may be possible. It is important to keep in mind that even if the statute of limitations has run out but you might still be able to file additional claims for compensation that relate to your injuries, such as workers compensation or Social Security disability benefits. However, it is best to speak with an attorney about your situation as soon as you can and so that they can inform you of the options available to you. In the majority of cases, the statute of limitations starts to run on the date of the underlying incident that caused your injury. In some situations, like exposure to toxic materials or medical malpractice the time limit does not begin until you realize that you would have known that your injury is caused by a negligent act. This is called the discovery rule. There are also some exceptional situations where the statute of limitations is “tolled” or suspended, however these circumstances are extremely specific and should be examined by a knowledgeable personal injury lawyer. Littman & Babiarz's attorneys can assist you if have been injured by the negligence of another. Contact us to schedule an appointment for a free consultation. Damages The goal of a personal injury claim is to obtain financial compensation from the party accountable for your injuries. The legal term used to describe this is “damages.” There are two groups of damages which are: general and specific. General damages are designed to compensate you for your losses such as medical expenses, lost wages, and pain and discomfort. Funeral expenses and emotional stress could be included in the special damages. If your loved one passed away due to reckless behavior by a third party, you could be able to claim damages for wrongful death. A court must establish four factors to find the responsible party liable for the harm you suffered such as breach of duty, causation, and damages. To establish a defendant's duty, they must be legally bound to act responsibly in the given circumstance. Failure to meet this obligation is referred to as negligence. A breach of this duty is a direct cause for the injury you sustained. The injury must have caused serious damage or serious injury in order to be eligible for damages. A car accident that causes a severed hand would result in substantial medical costs and, most likely, the loss of income. The injury was caused directly due to the defendant's negligence or reckless actions. The wrongful death claim can include funeral and burial costs for your loved one as well as emotional stress you or your family suffered. Non-financial damages are more difficult to calculate. Your attorney will use different methods to determine the worth of your pain. Maintaining YouTube of your daily pain levels and how the injuries affected your mental, physical, and emotional well-being can aid in your claim for these damages. Many insurance companies undervalue the damages in order to avoid paying higher settlements. In rare cases, you can seek punitive damages to punish the negligent party. These damages are only available if jurors or judges believe that the defendant's behavior was particularly obscene. These types of compensations are typically awarded in the case of drunk driving accidents, malicious or intentional actions, or nursing facility abuse. To get these additional damages, you must show to your lawyer that the defendant acted with malice, willfulness, or oppression, or a conscious disregard for the consequences of their actions. Settlements How your case is decided will determine the amount of compensation that you receive. If your case goes to trial, a jury will determine how much to award you for your injuries and losses. In a lot of cases parties, however, they agree to settle out of court. This lets them save the time and money of a trial. Additionally, it allows victims to collect their compensation earlier than should they wait for the trial to conclude. The settlement for personal injuries will include the economic as well as other damages. The former includes costs such as medical expenses as well as lost wages and property damage. The latter covers aspects such as suffering, pain and loss of enjoyment of your life. It can be difficult to determine a dollar amount on these losses, but an experienced lawyer can assist you in determining the value of your injuries. Insurance companies usually offer a settlement to settle your claim before it goes to trial. They will look over the evidence you've gathered and determine what they feel your claim is worth. You may be required to provide an order letter, together with evidence and a request for a suitable amount of compensation. The insurer will likely make a counter-offer which is often lower than the amount you request. Your lawyer can negotiate an acceptable settlement with the insurer. If you have an undisputed legal claim, your settlement will generally cover medical expenses as well as other out-of-pocket expenses due to the accident. In some cases your settlement could include a portion of any future treatment that your doctor estimates that you will require as a result. In some cases, a settlement will include loss of consortium/companionship compensation if your injury led to the loss of a loved one. This kind of compensation is usually granted to spouses and children who are suffering because of the death of a loved one due to an accident caused by another's negligence. You could also be awarded punitive damages if the defendant is found to be especially negligent. This type of compensation is designed to punish the defendant and to discourage others from engaging in reckless behavior. Filing an action Once someone has contacted an attorney for personal injury and has been advised to collect evidence of their losses. Documents like medical records, police reports, and insurance policies may be included. Documentation of loss of income or property damage should be included in the claim. If the parties are unable reach an agreement the lawyer for the plaintiff may bring a lawsuit against the defendant. The complaint will provide the claimant's account, explain the defendant's actions and ask for monetary compensation. A summons will also be filed and personally served to the defendant, which is a notification that they are being sued. The defendant is given a specific time frame in which to respond. In this stage each party will complete the discovery process where they examine the claims and defenses of the other. This can be a lengthy process that may require an extensive amount of documentation. A lawyer can assist in prepare for trial by arranging for experts to testify and gathering evidence. They can also to assist in calculating damages. They can also demand an equitable settlement from the insurance company. The insurance company could accept, decline or counteroffer the offer. It is crucial to have an experienced lawyer to ensure your rights are protected and maximize your payout. The right attorney can comb through all of the available evidence to verify that you are being paid for every loss. They can also eliminate unnecessary expenses and help you to keep track of all the amount you are entitled to receive. New York law allows for every person to be compensated for their share of the responsibility if more than one party is accountable for an accident. A skilled lawyer can also assist with workers' compensation claims. Certain personal injury cases require the assistance of experts in fields such as economics, medicine and engineering. Your lawyer can assist you in locating a specialist who can provide testimony to support your case. Based on the circumstances of a case, it may be decided outside of court or in a trial.